News & Press https://georgiafloods.org/news/default.asp Sun, 26 Jul 2026 19:52:13 GMT Tue, 26 Nov 2024 12:45:00 GMT Copyright © 2024 Georgia Association of Floodplain Management NFIP Online Quoting Tool is Released https://georgiafloods.org/news/news.asp?id=687975 https://georgiafloods.org/news/news.asp?id=687975

On November 18th, FEMA released its Direct-to-Consumer (D2C) online quoting tool (www.floodsmart.gov/policy-quote/). This tool allows you (e.g., property owners to floodplain managers) to create an NFIP flood insurance quote based on a home’s address and simple characteristics of the home. This tool, for homeowners and renters, uses the same risk rating engine that insurance agents use; therefore, it should create the same quote as if an insurance agent created it.

The quoting tool uses defaults built into the rating system for variables like building replacement cost and First Floor Height (remember: the NFIP rating methodology no longer uses flood zones and Base Flood Elevation as rating variables!). It does allow you to add in mitigation activities (i.e., flood vents, elevating machinery and equipment) so you can see what discounts in insurance premium they could result in. Unfortunately, it does not allow you to change elevations; so, you (or a floodplain manager wanting to give advice) cannot see what the financial benefit would be to elevate your home X feet higher (perhaps this feature might be in future iterations??).

After entering about 10 pieces of information and the limits you want, you can generate a quote based on the deductibles you chose. This quote can be printed, emailed to your insurance agent (you provide the email address) or sent to one of 3 listed agents that service your area. These agents have signed up to receive quotes and have been verified by their Write Your Own insurance company (agents can register here: https://agents.floodsmart.gov/agency-registry).

While this generates a quote without using an insurance agent, you should always talk with an agent. This way you can confirm you have the best coverage for you and input the correct information to obtain your quote.

]]> Tue, 26 Nov 2024 13:45:00 GMT FEMA Federal Flood Standard Support Tool https://georgiafloods.org/news/news.asp?id=677362 https://georgiafloods.org/news/news.asp?id=677362 FEMA has provided the Federal Flood Standard Support Tool which can help anyone determine the FFRMS floodplain (both vertical and horizontal).



For more information, please check out the following page: https://floodstandard.climate.gov/]]> Mon, 15 Jul 2024 12:59:00 GMT FEMA Federal Flood Risk Management Standard (FFRMS) https://georgiafloods.org/news/news.asp?id=677361 https://georgiafloods.org/news/news.asp?id=677361 FEMA has published its Final Rule to implement the Federal Flood Risk Management Standard (FFRMS). The new rule takes effect on Sept. 9, 2024.

For more information, please view the following page: https://www.federalregister.gov/documents/2024/07/11/2024-15169/updates-to-floodplain-management-and-protection-of-wetlands-regulations-to-implement-the-federal 
 
]]> Mon, 15 Jul 2024 12:52:00 GMT Elevation Certificate Form https://georgiafloods.org/news/news.asp?id=660590 https://georgiafloods.org/news/news.asp?id=660590 Use the following hyperlink to download the form: Elevation Certificate Form

 

Please note - if you are having difficulties viewing the document, please follow the following directions: 

Elevation Certification Download Instructions

 

Those same resources can also be found at this link: 

https://www.fema.gov/flood-insurance/find-form/underwriting.

]]> Fri, 15 Dec 2023 14:25:00 GMT NFIP Dry Floodproofing Certificate for Non-Residental Structures https://georgiafloods.org/news/news.asp?id=660588 https://georgiafloods.org/news/news.asp?id=660588 use the following hyperlink to download the form: FEMA Form FF-206-FY-22-153 (formerly 086-0-34) 

 

Those same resources can also be found at this link: 

https://www.fema.gov/flood-insurance/find-form/underwriting.

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